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| shailily | May 8 2017, 04:59 AM Post #1 |
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Ways To Compare Financial Support Award Letters Ways To Compare Financial Support Award Letters April 26 Nik Stauskas 76ers Jersey , 2013 | Author: Milos Rozack | Posted in Education Shortly seniors across the land will start to get their award letters. Some might have just applied to 1 or 2 colleges and comparing the cost of them may be easy. But many others have applied to multiple schools and as they start to receive the award letters they quickly realize that deciding which college is offering the best financial support package isn't as clear cut as they'd hoped. In this article I will be able to outline the best way to compare and determine which varsity is offering the best package. When comparing “College Financial Help Offer or Award Letters” there are 3 major points on which to compare varsities. First, Amount of “Free Aid”, Quantity of “Conditional Aid” Nerlens Noel 76ers Jersey , and finally EFC or “Expected Family Contribution”. Your job in comparing is to put help offered into these three buckets based primarily on your special situation. As an example there might be aid offers that you don't accept due to commitments required to receive them. Free Cash As the name suggests this is money that does not need to be repaid. The commonest source of “Free Cash” are grants directly from the federal government and the most common of these is the Pell Grant which can go up to $5,500. The amount of the Pell Grant should not differ between colleges excepting a college whose overall cost is less than the $5,500. In that chase the Pell grant would equal the C.O.A. A nother prevalent sort of free aid is the scholarship. This will most probably be the source that modifies the widest. Schools with sizeable endowments typically offer scholarships to most students meaning the particular price of attending is noticeably less than the retail price. This is also an area where filing the FAFSA early can mean all of the difference in the world judging if and how much a student gets in scholarship awards. Conditional Aid: This category is where you place aid that either should be paid back or earned For example the Study loans and work study should be placed into this bucket… I mean really Moses Malone 76ers Jersey , how much aid is the highschool offering if they allow you to take the federal loan? Nothing! Work study is another one to look closely at. For most incoming freshman the increased responsibility of a job may not be desirable and the money allotted to that help needs to be moved into the predicted family contribution. Expected Family Contribution: This may be mentioned on the award letter as either “EFC, Predicted Family Contribution, or PLUS loan eligibility. Either way this is the amount your family and you will need to think up for you to attend college at that university. Just because one college lists this as EFC does not suggest that you can’t take either a private loan or the Positive loan to cover this cost. You can Michael Carter-Williams 76ers Jersey , but remember that this is money you have to repay. The plus loan starts repayment during school. While most private loans like the EdAccess student loan don’t begin Principle repayment until after you have finished school. Milos Rozack is a fiscal planner with a big insurance firm. Had been in this line for over 35 years and still love it. His wife is a loan manager in a licensed firm. They work great as a team together. 锘? You've bought your top of the range clubs, go-faster balls and all of the best golfing equipment that money can buy. In addition you play round after round of practice, drive ball after ball on the range and even invest in lessons with your club pro in order to improve your technique. You are Maurice Cheeks 76ers Jersey , you believe, doing everything the right way in order to improve upon your game but your handicap stubbornly refuses to come down. Sound familiar? It is! This is the most commonly heard complaint amongst golfers who dedicate a vast amount of time, effort and money to their sport and yet fail to see any appreciable improvement from year to year despite their best efforts to the contrary. So where does the problem lie? Why Julius Erving 76ers Jersey , when club and ball technology is better than it has ever been are golfers not improving? It's time to address the one piece of equipment that modern science has not been able to improve. You! Believe it or not, as a golfer you are a power athlete in much the same way as a sprinter or an Olympic weightlifter. Don't believe me? Consider this; you address the ball with a weighted implement that you accelerate with maximal force at speeds up to and beyond 100mph in less than 15 of a second. The force produced during these drives is often in excess of 90% of your maximum strength capacity. During a round this process takes place some 30-40 times and the average golf amateur will play 4-6 rounds per week not counting the hundreds of exposures on the driving range. Make no mistake, this is a power sport! The forces applied to your body during a round are massive and traumatic to your tissues and have greater impact than many sports due to the volume and frequency that you are doing them. It's time for a change of thinking in the sport of golf. It's time for golf athletes (that's what you are whether you recognise it or not) to get serious about their conditioning and learn to utilise the most powerful driver available to them. Their bodies! The most powerful machine behind the club is the person that wields it Joel Embiid 76ers Jersey , yet most golfers would rather believe it to be the titanium club or the Titleist Pro-vx1ball that makes the difference. This is simply not true. Just one look at Tiger Woods, Annika Sornestam or Hale Irwin should give us a major clue about the direction we should be taking as golf athletes, but no; We choose to buy the same clubs that they use Jerryd Bayless 76ers Jersey , wear the same clothes and copy their sta. |
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3:41 AM Jul 11